The hardest part is over after filing bankruptcy through the Bankruptcy Law Offices of Richard A. Check, S.C. We will help you bridge this difficult time, and allow you the opportunity to grow your business and personal finances once again. After filing bankruptcy in Milwaukee, Wausau, Sheboygan and Green Bay, Wisconsin there are a number [...]

Claiming Bankruptcy: Legal Options for You Claiming bankruptcy is the legal procedure whereby an individual or an organization declares that it does not have sufficient funds to pay off its debts. This happens mostly because of layoffs, illnesses, accidents or other large unexpected expenses. Filing for bankruptcy is not an easy decision. You are expected [...]

Chapter 7 Bankruptcy Laws In Wisconsin Chapter 7 bankruptcy eliminates unsecured debt. Unsecured debt are things like credit card bills, medical bills, and personal loans. To be protected under chapter 7, the debtor can be an individual, a partnership, a corporation, or a business entity. A chapter 7 starts with the debtor filing a petition [...]

Is your home loan modification application stalled? Stop foreclosure with an exclusive loan modification program, available through one of our loan modification attorney's. Loan modification programs can be structured for three different financial hardships: Chapter 7 Bankruptcy Filings Chapter 13 Bankruptcy Filings Debt Consolidation Plans Foreclosure vs Loan Modification There are many stories in the [...]

Foreclosure is the process of taking possession of a mortgaged property as a result of someone's failure to keep up mortgage payments. For instance, if a homeowner fails to pay his or her mortgage loan on time, the lender that holds the mortgage on that home can bring a foreclosure action against the homeowner. Essentially, [...]

Mortgage loan modification is when a borrower works with their lender to alter the terms of their mortgage loan to make it affordable. This is most often done when the borrower has a financial hardship that makes it difficult for them to making their payments. Every loan modification plan is different and needs to be [...]

Are you having a bad credit card crisis? Have your credit card payments skyrocketed to unmanageable heights? Are your accounts being turned over to debt collectors? Our Wisconsin credit card bankruptcy lawyers at the Bankruptcy Law Office of Richard A. Check, S.C. in Milwaukee, Wisconsin, can assure you that you are not alone – many [...]

Does Bankruptcy Sound Scary to You? A common myth about bankruptcy is that everyone will find out. Not true, really the only ones that end up knowing are you and your creditors. You don't just lose everything you have. You will be creditworthy again. You cannot pick and choose your debts to file - all [...]

One of the things that people seem curious about when they call my office is what exactly the process all entails. Well, the very first step is to set up an appointment for a free consultation with a bankruptcy attorney. During this consultation, the attorney gets a very personalized view into your situation and can [...]

Now may be the very best time for you to consider contacting a bankruptcy lawyer. Are you worried that your utilities will be shut off? As a bankruptcy attorney, I see the same problems every year. People let their utility bills go all through winter because the utility company cannot shut them off. That bill [...]

The actual price of filing a bankruptcy may seem a little daunting. Many wonder where they are going to come up with the money just to file considering the situations they are in. It's best to think about it like this: for a small portion of the total debt you owe, you can be completely [...]

Assuming that bankruptcy will ruin your credit may prevent you from getting back on terms that you can be happy with. There are several ways to restore your credit rating after you've filed bankruptcy, and they are not difficult. I've been providing Milwaukee bankruptcy services for years now, and part of that is knowing how [...]

In a Chapter 7 bankruptcy, you have the option to reaffirm debts. This option is mostly available for secured debts as all unsecured debts are discharged without having to return some form of collateral. Any good Wisconsin bankruptcy lawyer would tell you that it is best to really consider your options before signing a new [...]

As stated in the previous post, it is not uncommon for things to come up after filing bankruptcy that are easy to deal with as long as you don't ignore that they are happening. Creditors may still try to collect debts, your credit rating may be affected incorrectly, or you may find troubles selling or [...]

Has a creditor filed and successfully obtained a judgment against you? Has a lien been placed against your property for an unfulfilled debt? You probably think that even bankruptcy can't help you in your situation. This is a false assumption. Filing an individual bankruptcy in Wisconsin allows you to take care of the financial obligation [...]