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Bankruptcy Attorney Richard Check is the majority shareholder of the Bankruptcy Law Office of Richard A. Check, S.C. where bankruptcy law is the sole focus of his practice.
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Contact our office today to discuss your situation with a bankruptcy attorney. We are available during regular business hours and by appointment at other times. For your convenience, we offer payment plans for our clients who need them.
About Us
Richard Check has been practicing for 31 years and is licensed to practice law in the states of Wisconsin and Indiana. Mr. Check is admitted to practice law in the Eastern and Western District of Wisconsin. Mr. Check’s firm has earned a reputation in the state of Wisconsin for the advocacy provided to clients in personal bankruptcy and small business-related bankruptcy service.
Wisconsin Bankruptcy Lawyers
Our Bankruptcy Attorneys Take The Time To Learn About Your Specific Situation And Can Tell You How The Law May Help You In A FREE BANKRUPTCY CONSULTATION. Located Throughout Wisconsin, Our Bankruptcy Attorneys Can Meet With You At Any Of The Ten Area Offices:
Appleton, Green Bay, Fond du Lac, Manitowoc, Milwaukee, Oshkosh, Racine, Sheboygan, West Bend. and Waukesha
Bankruptcy Attorney
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Richard A. Check
Richard Check is the majority shareholder of the Bankruptcy Law Office of Richard A. Check, S.C. where bankruptcy law is the sole focus of his practice. He provides effective advice and legal representation to many clients, both individuals and business in the areas of debt resolution, relief from creditors and asset protection, helping them to resolve issues of debt through bankruptcy. Mr. Check’s firm has earned a reputation in the state of Wisconsin for the advocacy provided to clients in personal bankruptcy and small business-related bankruptcy service.
Schedule A Consultation With Richard A. CheckLaw Offices Of Richard A. Check
Richard Check is the majority shareholder of the Bankruptcy Law Office of Richard A. Check, S.C. where bankruptcy law is the sole focus of his practice. He provides effective advice and legal representation to many clients, both individuals and business in the areas of debt resolution, relief from creditors and asset protection, helping them to resolve issues of debt through bankruptcy. Mr. Check’s firm has earned a reputation in the state of Wisconsin for the advocacy provided to clients in personal bankruptcy and small business-related bankruptcy service.
Richard Check has been practicing for 31 years and is licensed to practice law in the states of Wisconsin and Indiana. Mr. Check is admitted to practice law in the Eastern and Western District of Wisconsin. Attorney Check is a member of the State Bar of Wisconsin, the National Association of Consumer Bankruptcy Attorneys, and is the only Attorney from Wisconsin who is admitted to the American Consumer Bankruptcy College. He is a regular speaker on Bankruptcy related topics to other attorneys and professionals. Richard graduated from Indiana University from the Kelley School of Business with a Bachelor’s of Science in Business and graduated from Indiana University Law School with a Doctors in Jurisprudence
Alternatives to Bankruptcy
While Bankruptcy has many distinct advantages for people struggling with financial debt, there are alternatives to filing Bankruptcy worth consideration. Every situation is unique and the details and nuances that make your situation unique may determine what options you have. This is why we offer a FREE CONSULTATION with a Bankruptcy Lawyer, so you can make an informed decision.
Alternatives to filing Bankruptcy are most appropriate when the debt causing the financial burden might be modified, restructured or renegotiated to more suitable terms. Our Bankruptcy Attorneys offer the following services as alternatives to filing Bankruptcy:
Contact us today to schedule a FREE CONSULTATION and learn which alternatives may be available to you.
Your Legal Help for filing Chapter 7 Bankruptcy in Wisconsin
Chapter 7 of the Title 11 of the United States Code (Bankruptcy Code) is one of the most common ways of filing bankruptcy. It is also known as straight bankruptcy or liquidation (converting assets into money). A successful Chapter 7 filing in Wisconsin will wipe out most of your unsecured debts (medical and utility bills, credit cards, back rent, and other similar amounts owed) and allow you to keep most of your property with voluntary reaffirmation of your secured debts (mortgages, car loans, etc.). Filing Chapter 7 Bankruptcy in Wisconsin will also stop your utility disconnection, wage garnishment, and small claims actions as well as prevent creditors from harassing you by phone and mail.
Advantages of Filing Chapter 13 Bankruptcy in Wisconsin
For gaining the most advantages from Chapter 13 Bankruptcy, seek professional legal help. Our Bankruptcy Attorneys at Bankruptcy Law Offices of Richard A. Check, S.C., based in Milwaukee, Wisconsin, will carefully consider the details of your case and help you to gain the following applicable benefits of a Wisconsin Chapter 13 filing:
- Re-scheduling secured debts. If you have a sincere wish to repay your outstanding amounts on secured debts, filing Chapter 13 Bankruptcy is your best choice. Our Bankruptcy Attorneys will work with you on rescheduling your missed dues by creating a tailored repayment plan.
- Keeping non-exempt property. With the help of Richard A. Check Bankruptcy Attorneys, you will be able to save your home from foreclosure and keep other non-exempt property.
- Protecting co-signers of debts. Unlike Chapter 7, Chapter 13 will protect the co-signers of your debts. Consult our bankruptcy attorneys for the required steps to stop the creditors from harassing your co-signers.
- Discharging of debts, which do not qualify under Chapter 7. Student loans, tax obligations and other debts that cannot be discharged in Chapter 7 filing can be taken care of by a Wisconsin Chapter 13. Our Bankruptcy Attorneys will advise you regarding the most efficient ways to dispose of these debts
A Lifeline When you Need One
Debt can be a serious cause for concern. It can impact lives and have an effect on everyday life. Bankruptcy may be the first thing that comes to your mind. Although Bankruptcy may be necessary in certain cases, there are alternatives. If you’re a Wisconsin resident there is Chapter 128 or State Action 128 which could be a preferable bankruptcy alternative.
Chapter 128 Bankruptcy or State Action 128 is a Wisconsin law allowing the minimization of debt without having to go through the traditional filing of Bankruptcy. If you wish to take responsibility for your debts and want to figure out a way to settle them without filing for bankruptcy, Chapter 128 maybe the ideal way to go for you.
Key Features of Chapter 128
Chapter 128 allows individuals to work out a debt repayment plan with creditors. This paves the way for an opportunity to pay back unsecured debts under a monthly payment plan. You can take up to 3 years to pay off your debt. Worried about interest accruing on your debt? After you file, all interest accruals will be frozen. You can stop wage garnishments and avoid utility disconnections. Your filing will cease creditor calls and a protective order will require creditors to accept the conditions put forth in the Chapter 128 filing.
One of the differences between a Bankruptcy and Chapter 128 is the time a filing stays on one’s credit report. A Chapter 7 or 13 stays for ten years whilst a 128 stays on for seven years. In addition, the filing of Chapter 128 is less expensive and less intrusive than a bankruptcy. Normally there is no court appearance and most of the matters can be handled through the mail.
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How bankruptcy may solve your financial crisis and lessen the stree in your life.
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