Most people are surprised to find out that after two years of filing bankruptcy, you can actually restore your credit. You just want to make sure you do four different things. And these four things are quite simple.

Always have health insurance and make sure that it never lapses.

Always have auto insurance if you own a car and make sure that never lapses.

Pay your bills on time. That’s VERY important!

And the last one, and this is probably the most important out of all four, is you’re going to get some credit card offers in the mail OR you can easily find secured credit cards out there. I want you to get a credit card in your name, you’re going to use it every month, and pay it off every month.

If you do these four things, you can buy houses and cars and pay normal interest rates. For more sound advice on filing bankruptcy in Wisconsin, contact Attorney Richard A. Check.