Bankruptcy Filing Options

Milwaukee Bankruptcy Lawyers


Individual debtors can file bankruptcy either under Chapter 7 or Chapter 13 of the United States Code (Bankruptcy Code), depending on which they qualify for.

  • Chapter 7 bankruptcy (also known as straight bankruptcy or liquidation) can be your option, if your average income in the past six months has been below state median and you have few non-exempt assets. A successful Chapter 7 filing will result in a court order, which will completely wipe out most of your unsecured debts in as little as six months.
  • However, under certain situations, Chapter 13 bankruptcy (also known as wage earners bankruptcy) is a better option than Chapter 7. The main distinction between the two is that Chapter 13 allows the debtor to keep non-exempt assets. Chapter 13 bankruptcies also offer full court protection during the time period the debtor works towards fulfilling the court established repayment plan. Through a successful Chapter 13 filing, you will become completely debt-free in three to five years.

Filing Bankruptcy in Wisconsin can be tiresome and complex, if you have to investigate all the laws and fill all the paperwork by yourself. By becoming a client of Bankruptcy Law Offices of Richard A. Check, S.C., located in Milwaukee, Wisconsin, you can transfer this burden to us – our professional bankruptcy attorneys will complete all the required legal formalities on your behalf and support you through every step of the proceedings. We do understand that bankruptcy does not have to be a public affair and guarantee full confidentiality. Since our focus is 100% on bankruptcy, you can rely on our expertise – contact us for a free consultation to discuss the details of your case.

Milwaukee Location

757 N. Broadway
Suite 401
Milwaukee, WI 53202
(414) 223-0000
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