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COMMON POST BANKRUPTCY ISSUES

Filing for bankruptcy may be the biggest step you take to get back on top of your financial situation, but as with everything, you may run into a few issues afterward. The best approach is not to panic, but to be smart about what you do next. If you’ve found bankruptcy help in Milwaukee, chances are that you’ve ended up accumulating a lot of court paperwork or other documents from your bankruptcy attorney in Milwaukee. Do not lose or destroy this paperwork. It is important that you have all of the relevant proof of your filing if something should come up after your bankruptcy is finished.

The most common problem bankruptcy filers run into is having a creditor contact them after the case is finished trying to collect on a debt that was already discharged. It is probable that the creditor never received notification, or if notification was sent, it was sent to the wrong department of the business and never got entered into the system. In this situation, a debtor just has to send a copy of their discharge paperwork to that creditor to acknowledge that the debt was discharged in his or her bankruptcy. The order of discharge should be sufficient notification. Do not panic if a creditor contacts you after your bankruptcy is finished. Try to work with them to fix the problem first, and if that does fail, contact your Wisconsin bankruptcy lawyer.

Be sure to monitor your credit report after the bankruptcy is finished. You want to make sure that you are not continuing to report bad debt if you’ve discharged it in your bankruptcy. Make the most out of your filing and utilize it to really truly get back on your feet.